When deciding whether to hire a public adjuster, make sure they are licensed in New Orleans. Insurers must contact policyholders within 60 days or face penalties. Many insurers dispatch a large army of inexperienced adjusters who lack the authority to write large estimates. They sometimes follow up with more experienced adjusters, but the process can be long and frustrating. Insurers often lowball policyholders, hoping they will tire of the hassle and give up. While the process can be frustrating for policyholders, they may be able to get the job done more quickly with fewer issues.
Another thing to consider when hiring a public adjuster in New Orleans is the location of your property. Many public adjusters do not work in Louisiana, and they may be unfamiliar with the local climate. They must complete the required hours of pre-licensure education before taking the state exam. This examination is administered by PSI Exams, which is also licensed to work in Louisiana. After passing the exam, you must plan on taking and passing the Louisiana license examination within one business day.
Hiring a public adjuster will help speed up the claims process and get better settlements. It will also relieve you of the burden of presenting your own claim to the insurance company. If you hire an inexperienced or unethical insurance company, a public adjuster will be able to fight for a higher settlement amount on your behalf. And remember, Louisiana law allows insurers 60 days to contact claimants after an accident. If they cannot reach you, they will send inexperienced adjusters who will usually underpay your claim.
A public adjuster can find hidden damages in your property that you may have missed. They are trained to find these, and make sure no claim is missed. If water damaged your wood floor, you may assume it’s an obvious replacement, but the water may have seeped into the walls and even the cabinets. Then there’s the risk of mold, drywall damage, and the security of your cabinets. With an experienced public adjuster, you can focus on rebuilding your home or business, and not on filing a lawsuit against the insurance company.
If you’ve suffered a hurricane and need help navigating the insurance claims process, consider hiring a public adjuster. You’ll save time, money, and frustration by letting someone else do the work. They’ll help you get your life back on track. And the process will be faster. The benefits of hiring a public adjuster are well worth it. You’ll have peace of mind and a professional who will stand up for your best interests.
The internet is the best place to find a Public Adjuster in your area. However, most Public Adjusting firms have offices in major cities, and their client list is massive. When you need a Public Adjuster in New Orleans, make sure to research their qualifications. They should have a stellar reputation, and a good reputation. If you don’t trust an adjuster, you’ll risk losing your money.
